Friday, August 17, 2018

The Do's And Don'ts Of Bank Etiquette By Robert Jain

By Jason McDonald


We all go to the bank for different reasons. Some of us have to deposit checks, while others wish to open new accounts for the future. Whatever the case may be, when you step into a bank, there is a certain etiquette that you must uphold so that everyone can complete their jobs as smoothly as possible. For those that would like to know the do's and don'ts of bank etiquette, the following information from Robert Jain may prove useful.

One of the ways to practice good bank etiquette is to have your paperwork ready before approaching the teller. Such paperwork may include, but isn't limited to, your ID and billing statement. When you have your various documents at the ready, you will be able to present them right away instead of scrambling through your belongings to find them. This is just one of many tips that authorities on finance like Bob Jain can offer.

Another way that you can practice good bank etiquette is by knowing when your local bank is open. While you may know standard days and times, these will change depending on holidays. Let's say that you have to submit payments during Thanksgiving time; in this situation, you'd want to make said payments as early as possible. Banks are commonly closed on Thanksgiving, so getting your paperwork in sooner will be in your best interest.

Let's discuss some of the ways that bank etiquette shouldn't be carried out. Impatience should be avoided at all costs, especially during busy days. If you go into the bank to deposit checks on Saturday, chances are that you will have to wait in line to do so. This is common, but the process won't go by quicker if you simply remain impatient. Relax and know that eventually, your time will come to be helped.

Another don't to avoid, when it comes to bank etiquette, is neglect of company rules. You are viewed as a guest for the time that you're in the building, which means that you must follow the guidelines they list. Most banks have these listed indoors, which means that it won't be terribly difficult to remember them. Furthermore, they tend to fall in line with common sense, such as keeping one's voice down and keeping a single file line toward the tellers.




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